PURCHASE OR REFINANCE 
YOUR
HOME WITH
INSPIRED LENDING
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🎉 Welcome to your home loan dream team! 🏡✨ We’re your go-to experts, passionate about making your home purchase or refinance experience absolutely top-notch! 🎊

Think of us as your personal mortgage coach on this exciting adventure – we’re here to make sure the process is smooth, stress-free, and maybe even a little fun! 😄 From securing the best rates to cheering you on every step of the way, we’ve got all the tools and know how to turn your home financing dreams into reality!

Let’s get ready to unlock the door to your new chapter together! 🚪💖

Kristie A. BertoloMortgage Broker / Broker Associate 
NMLS #230314
CA DRE BROKER LIC # 01276815

PURCHASE Get Started

REFINANCE Get Started

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GET TO KNOW ME Learn More

GETTING A HOME LOAN
SHOULDN'T BE HARD

SEE HOW SIMPLE IT IS!

Our Loanzify App guides you through your mortgage financing and connects you directly to your Mortgage Broker and Realtor.

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MORTGAGE PAYMENT CALCULATOR Calculate how much your monthly mortgage payment could be.

Welcome to
Inspired Lending!

"Inspiring dreams & making them reality one loan at a time." 

YOUR CALIFORNIA MORTGAGE BROKER 

🎉 Welcome to the official site of Kristie Bertolo with Inspired Lending! 🎉

Nestled in beautiful Granite Bay, CA, we are a full-service mortgage broker but we are NOT your average mortgage broker – we’re your partners in turning dreams into reality! 🏡✨

Whether you’re a first-time homebuyer ready to unlock the door to your first home, moving up to your mansion, a savvy investor looking to expand your empire, or someone seeking to save some serious cash through refinancing or a HELOC, we’ve got your back! 💪💰

Our expertise spans across a variety of mortgage options, including VA, FHA, Conventional, Reverse Mortgages, 100% Purchasing Programs, and fantastic First-Time Home Buyer Programs with Down Payment and Closing Costs Assistance. Whatever your financial dreams may be, we’re here to help you achieve them with a smile! 😄

So, let’s embark on this exciting journey together! Your dream home is just a click away! 🏠💖

Purchasing?

In terms of Purchase Loan programs, we offer the following:
              FHA | VA | USDA | Jumbo | Conventional
Reverse Loans| Down Payment Assistance | 100% Financing

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you.
We offer the following Refinancing Programs:
                     FHA Streamline | FHA Cash Out | VA IRRRL | VA Cash Out | Reverse Mortgages
             Conventional Rate and Term Refinance | Conventional Cash Out | HELOC | HELOAN

What makes Inspired Lending unique is that we offer the following niche programs as well:                  Reverse Mortgage | Down Payment Assistance | CalHFA | VA IRRRL 
FHA Streamlines Refinances | HELOC | HELOAN

Contact Kristie Bertolo today to discuss your mortgage loan options, and find out which loan program will best suit your needs. And if you don't see what you are looking for listed above, just ask!